The world of habitational insurance is an interesting one!

Habitational insurance provides both physical damage and liability coverage to protect the owner of a rented residentially occupied property. We at Hometown Insurance Center know the importance of assessing the building value properly as well as evaluating your risk. With an in depth evaluation, we can explain how we view your vulnerabilities and suggest coverage to offset this. Some of the habitational coverages suggested are:

  • Commercial Property and General Liability Coverage
  • Ordinance & Law
  • Water Back Up & Sump Overflow
  • Tenants Relocation
  • Workers Compensation
  • Hired & Non-owned Auto Liability

Business Insurance