Insure your personal belongings and get personal liability (lawsuit) coverage.
Tenant/Renter’s Insurance protects your personal belongings as well as providing personal liability (lawsuit) coverage. E.J. Stochaj Insurance Agency often hears the phrase “I don’t own enough to insure,” but it is also often recognized that replacing everything you own at one time, is a lot more costly than one may expect. A tenant/renter’s insurance policy would not include Dwelling or Other Structures Coverage, but all other coverage is similar to those described on the Homeowner’s Policy.
Don’t get caught underinsured. E.J. Stochaj Insurance Agency will help you determine the tenant/renter’s insurance policy you need based on your personal belongings.